Penny-wise
Part of speech: adjective
Definition: Thrifty in regards to small amounts of money.
Thrifty
Part of speech: adjective
Definition: Given to, or evincing, thrift; characterized by economy and good management of property; sparing; frugal.Thriving by industry and frugality; prosperous in the acquisition of worldly goods; increasing in wealth; as, a thrifty farmer or mechanic.Growing rapidly or vigorously; thriving; as, a thrifty plant or colt.Secured by thrift; well husbanded.Well appearing; looking or being in good condition; becoming.
Example sentence: I've always been quite conscious of it, though I don't know why. I would never overspend, and I have to know exactly what I've got so that I avoid going into overdraft. I watch my pennies, and I'm quite thrifty.